the plastic card

The small plastic card plays an important role in out daily living, we collect reward point for every use of the card and enjoy the discount that offered by the card issuing company. Most important is, the card is giving free and we don’t have to pay any annual fee for it. In fact, that is what we called the BEST CREDIT CARD DEALS.

However, some of the people they have overused the features of the card, spend like pouring water and end up can’t afford to pay the money they have used. Hence, we must use the card in the smart way, spend only what we afford and make the payment on time to prevent any overdue interest.

Most of the loots I bought during the holiday in Japan, I pay them with credit card instead of cash. One of the reason I swipe card is because I don’t have enough cash for shopping. Secondly is, the exchange rate is high and it is not worth to spend in cash. So, still credit card is better.

Shopping is really happy and seems like don’t have to think much as long as I have the plastic card. But, I feel so sad now, especially when I saw the long list in the bank statement. have to work even harder now!

Add comment June 26th, 2008